B&H is sharing your data! Sharing your DATA!!!

On Fri, 08 Dec 2017 11:39:30 +1300, Eric Stevens
wrote:

On Thu, 07 Dec 2017 16:40:33 -0500, nospam
wrote:

In article , Bill W
wrote:

As someone who has had the same card compromised 4 times in the last
couple of years, I wish everyone would use it. It's tiresome updating
the info for the replacement cards when it's the same account after
all.

it's more tiresome dealing with a compromised card.

start using apple pay, and you'll only need to worry about inside leaks.

I'm sure it's the same with Android Pay,

close, but not quite. android pay is slightly less secure than apple
pay.

But more secure than handing it to the kid at the drive-through window
at Jack in the Box.

or the underpaid waitstaff.

I do have to give the CC companies some credit,
though: they have some pretty good algorithms for flagging sales. They
picked up on sales that seemed perfectly innocuous to even me, and
there have been no false positives at all, even for very large
charges.

buy gas twice in the same day. they love that one.

I've bought gas three times in one day and twice the next day - and
nobody blinked. They probably recognised that each purchase was
several hundred miles from the previous purchase.

I've been flagged for that, but I was also on the road.

with both, the merchant doesn't get your actual card number, so even if
their systems are hacked, your card won't be.

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.

they're more further along than you might think. i see a ****load of
places w/contactless.

On Thu, 07 Dec 2017 14:27:57 -0800, Savageduck
wrote:

On Dec 7, 2017, Bill W wrote
(in ):

On Thu, 07 Dec 2017 16:15:13 -0500,
wrote:

In , Bill W
wrote:


As someone who has had the same card compromised 4 times in the last
couple of years, I wish everyone would use it. It's tiresome updating
the info for the replacement cards when it's the same account after
all.

it's more tiresome dealing with a compromised card.

start using apple pay, and you'll only need to worry about inside leaks.

I'm sure it's the same with Android Pay,

close, but not quite. android pay is slightly less secure than apple
pay.

But more secure than handing it to the kid at the drive-through window
at Jack in the Box. I do have to give the CC companies some credit,
though: they have some pretty good algorithms for flagging sales. They
picked up on sales that seemed perfectly innocuous to even me, and
there have been no false positives at all, even for very large
charges.

with both, the merchant doesn't get your actual card number, so even if
their systems are hacked, your card won't be.

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.

I believe that if you actually looked you would find that they are further
along than you thought. You have several Trader Joe’s in Las Vegas and they
use Apple Pay. I just got home from doing my pre-weekend resupply shopping,
and one of the stops was our local Trader Joe’s where I paid $62 via Apple
Pay using my iPhone.

Sure, the city in general, but for whatever reason the places I
routinely go to don't have it, and lots of them don't even have chip
readers. It's crazy. In fact, both of the food stores I use had
Android Pay, and now they don't. That's why I can't just go elsewhere
- I'm not driving 10 miles for some bananas.

In article , Bill W
wrote:

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.

I believe that if you actually looked you would find that they are further
along than you thought. You have several Trader Joe’s in Las Vegas and they
use Apple Pay. I just got home from doing my pre-weekend resupply shopping,
and one of the stops was our local Trader Joe’s where I paid $62 via Apple
Pay using my iPhone.

Sure, the city in general, but for whatever reason the places I
routinely go to don't have it, and lots of them don't even have chip
readers.

no chip is another issue but that doesn't preclude contactless.

It's crazy. In fact, both of the food stores I use had
Android Pay, and now they don't. That's why I can't just go elsewhere
- I'm not driving 10 miles for some bananas.

did they say they no longer support it or did you try and it didn't
work?

On Dec 7, 2017, Bill W wrote
(in ):

On Fri, 08 Dec 2017 11:39:30 +1300, Eric Stevens
wrote:

On Thu, 07 Dec 2017 16:40:33 -0500,
wrote:

Snip

buy gas twice in the same day. they love that one.

I've bought gas three times in one day and twice the next day - and
nobody blinked. They probably recognised that each purchase was
several hundred miles from the previous purchase.

I've been flagged for that, but I was also on the road.

Hell! Several times I have filled up two cars at two different pumps at the
same time with the same card, not so much as a peep from the bank. I have
also done the multiple fill-ups on the same and following day, also without
reaction from the bank.

--

Regards,
Savageduck

On Thu, 07 Dec 2017 18:48:20 -0500, nospam
wrote:

In article , Bill W
wrote:

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.

I believe that if you actually looked you would find that they are further
along than you thought. You have several Trader Joe’s in Las Vegas and they
use Apple Pay. I just got home from doing my pre-weekend resupply shopping,
and one of the stops was our local Trader Joe’s where I paid $62 via Apple
Pay using my iPhone.

Sure, the city in general, but for whatever reason the places I
routinely go to don't have it, and lots of them don't even have chip
readers.

no chip is another issue but that doesn't preclude contactless.

It's crazy. In fact, both of the food stores I use had
Android Pay, and now they don't. That's why I can't just go elsewhere
- I'm not driving 10 miles for some bananas.

did they say they no longer support it or did you try and it didn't
work?

You know, that's another irritation. I ask the checkers, and they
never know. They look at me like I'm crazy sometimes, so I always try
it. I'm shocked when it does work, and it happens in places where I'd
least expect it. Even the employees are sometimes shocked because it's
the first time they've seen it. It's like some pathetic backwater
around here.

On Thu, 07 Dec 2017 16:09:57 -0800, Savageduck
wrote:

On Dec 7, 2017, Bill W wrote
(in ):

On Fri, 08 Dec 2017 11:39:30 +1300, Eric Stevens
wrote:

On Thu, 07 Dec 2017 16:40:33 -0500,
wrote:

Snip

buy gas twice in the same day. they love that one.

I've bought gas three times in one day and twice the next day - and
nobody blinked. They probably recognised that each purchase was
several hundred miles from the previous purchase.

I've been flagged for that, but I was also on the road.

Hell! Several times I have filled up two cars at two different pumps at the
same time with the same card, not so much as a peep from the bank. I have
also done the multiple fill-ups on the same and following day, also without
reaction from the bank.

I don't remember all the details, but time might be a factor in their
determination. I drive fast. Sometimes very fast. So gas in two
different cities that in their calculations are too far apart might
have been the trigger.

In article , Bill W
wrote:

It's crazy. In fact, both of the food stores I use had
Android Pay, and now they don't. That's why I can't just go elsewhere
- I'm not driving 10 miles for some bananas.

did they say they no longer support it or did you try and it didn't
work?

You know, that's another irritation. I ask the checkers, and they
never know. They look at me like I'm crazy sometimes, so I always try
it. I'm shocked when it does work, and it happens in places where I'd
least expect it. Even the employees are sometimes shocked because it's
the first time they've seen it. It's like some pathetic backwater
around here.

it's not much different elsewhere. cashiers aren't hip to the mobile
payment scene. don't bother asking, just look for mobile payment logos
and/or 4 dots.

On Dec 7, 2017, Bill W wrote
(in ):

On Thu, 07 Dec 2017 14:27:57 -0800, Savageduck
wrote:

On Dec 7, 2017, Bill W wrote
(in ):

On Thu, 07 Dec 2017 16:15:13 -0500,
wrote:

In , Bill W
wrote:


As someone who has had the same card compromised 4 times in the last
couple of years, I wish everyone would use it. It's tiresome updating
the info for the replacement cards when it's the same account after
all.

it's more tiresome dealing with a compromised card.

start using apple pay, and you'll only need to worry about inside leaks.

I'm sure it's the same with Android Pay,

close, but not quite. android pay is slightly less secure than apple
pay.

But more secure than handing it to the kid at the drive-through window
at Jack in the Box. I do have to give the CC companies some credit,
though: they have some pretty good algorithms for flagging sales. They
picked up on sales that seemed perfectly innocuous to even me, and
there have been no false positives at all, even for very large
charges.

with both, the merchant doesn't get your actual card number, so even if
their systems are hacked, your card won't be.

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.

I believe that if you actually looked you would find that they are further
along than you thought. You have several Trader Joe’s in Las Vegas and
they
use Apple Pay. I just got home from doing my pre-weekend resupply shopping,
and one of the stops was our local Trader Joe’s where I paid $62 via Apple
Pay using my iPhone.

Sure, the city in general, but for whatever reason the places I
routinely go to don't have it, and lots of them don't even have chip
readers. It's crazy. In fact, both of the food stores I use had
Android Pay, and now they don't. That's why I can't just go elsewhere
- I'm not driving 10 miles for some bananas.

10 miles!

I liveat Lake Nacimiento, 13 miles from town (Paso Robles), and I have to
make that drive before my shopping options are made. If I want to shop at
Trader Joe’s I have to drive another five miles South to Templeton. On an
average shopping day I have a 40 mile round trip. If for some reason I have
to go down to San Luis Obispo another 30 miles each way is added to that 40
miles.

BTW: Trader Joe’s sells much more than bananas, and I see they have three
branches in Ls Vegas.

--

Regards,
Savageduck

Bill W wrote:
On Thu, 07 Dec 2017 16:15:13 -0500, nospam
wrote:

In article , Bill W
wrote:


As someone who has had the same card compromised 4 times in the last
couple of years, I wish everyone would use it. It's tiresome updating
the info for the replacement cards when it's the same account after
all.

it's more tiresome dealing with a compromised card.

start using apple pay, and you'll only need to worry about inside leaks.

I'm sure it's the same with Android Pay,

close, but not quite. android pay is slightly less secure than apple
pay.

But more secure than handing it to the kid at the drive-through window
at Jack in the Box. I do have to give the CC companies some credit,
though: they have some pretty good algorithms for flagging sales. They
picked up on sales that seemed perfectly innocuous to even me, and
there have been no false positives at all, even for very large
charges.

with both, the merchant doesn't get your actual card number, so even if
their systems are hacked, your card won't be.

but far too few places use it
around here. It's ridiculous. I can't even threaten to take my
business elsewhere because elsewhere doesn't have it either.

around here, it's nearly everywhere, with restaurants being the big
exception (mostly a cultural issue, not a technical one). some places
say they don't support it, but they do.

Yep, big city living. You'd think Las Vegas would be a little further
along.


They’ve made some progress have some really sophisticated algorithms. I
purchased luxury items while traveling, and was never questioned. I was
called on my cell phone about a $2 gas purchase. That purchase was not
made by me, nor did I authorize it. For reasons not pertinent here, that
card was valid only for gas purchases in specific states. On another
occasion I was called late at night about a jewelry purchase in Hong Kong

--
PeterN

In article , peter
wrote:

For reasons not pertinent here, that
card was valid only for gas purchases in specific states.

sounds like a fleet card.