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#22
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Eye Surgery
On 2015-04-14 00:41:58 +0000, Savageduck said:
On 2015-04-14 00:09:06 +0000, MI said: On 4/13/15, 3:16 PM, in article , "Savageduck" wrote: On 2015-04-13 19:23:43 +0000, Gary Eickmeier said: Savage - My Opto says mine aren't bad enough to get the insurance to pay for the operation. Who are you seeing, an optometrist, or an opthamologist? What insurance coverage do you have? How old are you, and how comprehensive is your medical insurance? I have cloudy, brownish darkish in my lenses, Any spots or occlusions in the lens are termed cararacts. There are different types and they can be positioned in different parts of the lens. In my case they are positioned centrally, ans on the back (retina) side of the lens. This creates a diffused shadow on the retina with light passing through the lens, particularly for me, that shadow falls on the sensitive fovea. So currently I live in a very soft focus world The main point is, does your condition reduce your visual acuity? If so, is it in any way correctable with corrective lenses? Again, refering to my situation, when I tested two years ago my visual acuity was impaired and my optometist told me then that this surgery would be in my future, and as much as he would like to prescribe new glasses, they would change nothing. Last month, I returned to my optometrist, who put me through some additional diagnostic test, confirmed that he would not be able to help, and refered me to an opthalmologist. The opthalmologist verified that diagnosis and ran through my various options. We set the dated for the surgery and the various pre-surgery tests & measurements. but I need to have glaring rings around bright lights at night to qualify. Why would that be the defining criterea for insurance? I certainly don't have an issue with haloes around glaring lights at night. Yet my vision is impared and uncorrectable without surgery, as diagnosed and verified by two vision specialists. It is hard to tell directly how bad it has gotten, It shouldn't be, a full and comprehensive eye exam should reveal exactly how bad it has gotten, it did for me. That testing included retinal photography, a slit lamp exam, and opthalmoscopy. Add to those standard visual acuity tests. You cannot trust just how much you can accomodate the poor vision in your day-to-day life and how much you discount it. I certainly do. If you have decent insurance, you don't need to accept what some insurance company clerk decided you qualify for. If your vision is impaired, and only surgery can fix it, all that you should require is confirmation of the diagnosis by the professional in the fild and just what procdure he/she prescribs/advices to relieve you of the impairment. If they don't accept that, or you eye guy tells you similar, you should consider changing insurance and/or get a second opinion from a different eye guy, or even you family doctor. BTW: I currently have Medicare and an Anthem Blue Cross Medicare Supplement. but I know my night vision hs gone down, and sometimes my color vision tells me something that makes my wife laugh at my descriptions of the colors of clothing. As you know, it isn't particularly funny. I want the operation. The squeeky wheel gets the grease. You dont have to make your eye guy happy. Complain. Getting glasses tomorrow. If they are some help that might buy you some time, but if they don't improve things, remember your eye guy has a business selling glasses. If he is responsible and has your interests in mind he should have refered you to an opthalmologist. I guess I'll just have to report some glare in my night vision next exam. Why wai? Do it after you get this new set of glasses. If the problem persists there is no need to wait for the next exam. Please let me know how your vision improves and what the op was like. I will post the progress report as it happens. Gary Eickmeier "Savageduck" wrote in message ... It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. -- Regards, Savageduck I find the bit about getting a prescription odd. I don't go to an optometrist as I have diabetes. Usually diabetes can lead to diabetic retinopathy issues and occasionally cataracts, but typically you need to see an opthalmologist who specializes in retina issues. I always see an ophthalmologist. He said he would do the surgery whenever I felt that my eyesight was impaired. He refused to give me a prescription as it would only be correct for a short space of time. He said no point wasting your money. Exactly. That is why I wondered about Gary getting new glasses at this stage, if his vision imparment is due to cataract which require a surgical fix. I do live in Canada, but eyeglasses aren't covered by our medical system. For vision correction they are not covered by any typical medical insurance. I have vision coverage through VSP as part of my pension package. I thought I had added their URL: https://www.vsp.com The cataracts are a strictly medical issue and are covered by medical insurance. In my case MediCare + Blue Cross Supplement. The rest of it is covered. His description reminds me of how long you had to wait 45 years ago when my mother had hers done. It didn't take 15 minutes either. They kept you in hospital for 3 days then. I think if I were Gary, I would be talking to my ophthalmologist. And see what could be done to find another way to get my surgery. Agreed. He needs to be vocal and proactive and his own advocate. I wonder about the information. So do I, and I hope I am wrong about his "eye guy" and the sort of medical insurance coverage he has. Of course I don't live in the US now, but I lived in California for several years. Good luck Gary, in getting proper care. Agreed. -- Regards, Savageduck |
#23
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Eye Surgery
Thanks for all the input. My annual vision check is by an opthalmologist. He
always inspects the physical condition of everything, does the prescription for glasses, advises on everything. I have Medicare (71 yrs old) and Tricare for Life coverage. I just took his word that he couldn't get Medicare authorization for my degree of impairment yet. My vision is sharp enough and color correct enough, and it is just my night vision that would call for the surgery. I enjoy my senses of vision and hearing so much I would stop at nothing to get back my youthful eyesight and hearing. The hearing is not bad at all. Major audiophile person. I mentioned getting glasses tomorrow (today now) because it would be foolish to get glasses based on your old lenses, then have the operation and need a different prescription. I will therefore just "get along" until my next eye exam and a chance to ask for the operation again. I didn't realize it was so easy and so beneficial until this time and Savageduck's post. Thanks, Gary Eickmeier |
#24
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Eye Surgery
On 2015-04-14 11:30:24 +0000, Gary Eickmeier said:
Thanks for all the input. My annual vision check is by an opthalmologist. He always inspects the physical condition of everything, does the prescription for glasses, advises on everything. I have Medicare (71 yrs old) and Tricare for Life coverage. I just took his word that he couldn't get Medicare authorization for my degree of impairment yet. My vision is sharp enough and color correct enough, and it is just my night vision that would call for the surgery. OK! This is odd as all it took with Medicare for me was the referal, exam and recommended treatment to get approval. I enjoy my senses of vision and hearing so much I would stop at nothing to get back my youthful eyesight and hearing. The hearing is not bad at all. Major audiophile person. All of the above also applies for me. I guess that's what happns when you are a refugee from the '60s. I mentioned getting glasses tomorrow (today now) because it would be foolish to get glasses based on your old lenses, then have the operation and need a different prescription. I will therefore just "get along" until my next eye exam and a chance to ask for the operation again. I didn't realize it was so easy and so beneficial until this time and Savageduck's post. I haven't had a new prescription for glasses in 2 years as the change in refraction would not have made a difference to the impairment caused by the cataracts. -- Regards, Savageduck |
#25
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Eye Surgery
On 13/04/2015 20:23, Gary Eickmeier wrote:
Savage - My Opto says mine aren't bad enough to get the insurance to pay for the operation. I have cloudy, brownish darkish in my lenses, but I need to have glaring rings around bright lights at night to qualify. It is hard to tell directly how bad it has gotten, but I know my night vision hs gone down, and sometimes my color vision tells me something that makes my wife laugh at my descriptions of the colors of clothing. I want the operation. Getting glasses tomorrow. I guess I'll just have to report some glare in my night vision next exam. Please let me know how your vision improves and what the op was like. Gary Eickmeier "Savageduck" wrote in message ... It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. -- Regards, Savageduck Here the NHS will do one eye if the person is working but the retired (like me) have to wait for the other eye to be affected before they are done. |
#26
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Eye Surgery
On 2015-04-14 17:26:54 +0000, MB said:
Here the NHS will do one eye if the person is working but the retired (like me) have to wait for the other eye to be affected before they are done. That doesn't sound like a particularly providing medical service. In the USA, medical insurance, even in retirement before you reach age 65 years, is either employer provided or self purchased, there is no NHS other than for those with qualifying low incomes or disabilities, and many of them will fall through the coverage cracks and only have emergency medical care available to them. Once you reach 65 and you are eligible (having paid a Medicare withholding tax for your working years) you can qualify for Medicare which after a small annual deductable covers most hospital and doctor costs. Usually a Medicare Supplemental policy will cover many of the coverage gaps. As I am also a retired old fart, I have Medicare + a very good supplemental plan, the cost of which is covered by my very good State of California pension plan. For cataract surgery, and most other medical procedures here is what Medicare has to say: "Medicare covers many medically necessary surgical procedures, like cataract surgery. For surgeries or procedures, it's difficult to know the exact costs in advance because no one knows exactly what services you'll need. If you're having surgery or a procedure, you can do some things in advance to figure out approximately how much you'll have to pay. 1. Ask the doctor, hospital, or facility how much you'll have to pay for the surgery and any care afterward. 2. Make sure you know if you're an inpatient or outpatient because what you pay may be different. 3. Check with any other insurance you may have (like a Medicare Supplement Insurance (Medigap) policy, Medicaid, or coverage from your or your spouse's employer) to see what it will pay. If you belong to a Medicare health plan, contact your plan for more information. 4. Log in to MyMedicare.gov, or look at your last "Medicare Summary Notice (MSN)" to see if you've met your deductibles. Check your Part A deductible if you expect to be admitted to the hospital. Check your Part B deductible for a doctor's visit and other outpatient care. You'll need to pay the deductible amounts before Medicare will start to pay. After Medicare starts to pay, you may have copayments for the care you get. Note: Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. It’s important to ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them." That is my situation, and I am having to pay an extra $4800 to cover the costs of two non-standard toric replacement lenses which will, in addition to clearing up my cataract issue, will correct my severe astigmatism. The Medicare + Supplement will not cover the astigmatism correction as that is technically not a medical issue. So to keep this photography related, that extra $4800 is going to put a crimp in my photo equipment upgrade purchasing plans for a little while. -- Regards, Savageduck |
#27
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Eye Surgery
On 4/9/2015 10:17 PM, Savageduck wrote:
It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. Good luck. On May 6th I am scheduled for measurement, and the surgry date is open. -- PeterN |
#28
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Eye Surgery
On 4/10/2015 12:54 PM, Tony Cooper wrote:
On Fri, 10 Apr 2015 09:16:07 -0700, Savageduck wrote: On 2015-04-10 16:06:28 +0000, Alan Browne said: On 2015-04-09 22:17, Savageduck wrote: It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. Great news. Clarity follows! That soft focus can be a bitch sometimes. Perhaps, after your surgery, you won't need to process in HDR to see the details. If you think he complains about my noisey images now........ -- PeterN |
#29
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Eye Surgery
On 2015-04-18 19:14:04 +0000, PeterN said:
On 4/9/2015 10:17 PM, Savageduck wrote: It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. Good luck. On May 6th I am scheduled for measurement, and the surgry date is open. Thanks. Good luck with your procedure. I had my pre-op physical on Thursday, and all the eye-ball measuring was done yesterday. With all the encouragement I have been getting at home from friends & family, I decided I might as well go ahead and treat myself to that darn Fuji X-E2 I have been, ...er, eyeing for a while now. That will give me a lightweight, mirrorless, APS-C option to counter the weight of my DSLR kit. I ordered that from B&H so I should have it ready for test driving sometime next week. -- Regards, Savageduck |
#30
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Eye Surgery
On 2015-04-18 19:19:23 +0000, PeterN said:
On 4/10/2015 12:54 PM, Tony Cooper wrote: On Fri, 10 Apr 2015 09:16:07 -0700, Savageduck wrote: On 2015-04-10 16:06:28 +0000, Alan Browne said: On 2015-04-09 22:17, Savageduck wrote: It is all scheduled for my cataract surgery. Left eye on May 6, and right eye on May 20. So my plans for new equipment is going to be delayed until that is done. Great news. Clarity follows! That soft focus can be a bitch sometimes. Perhaps, after your surgery, you won't need to process in HDR to see the details. If you think he complains about my noisey images now........ I have been told the included astigmatism correction with the extra $4800 replacement lenses, will have me seeing better than I have in 40+ years. So standby with that "artistic" noise of yours. :-) -- Regards, Savageduck |
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