In article ,
Sandman wrote:

Home insurance in Sweden always covers theft of personal possessions,
regardless of their whereabouts. They can deny compensation if you've left
your laptop on the seat of your car of course, you have to at least try to
make it inaccessible.

home insurance does not normally cover what's in a vehicle. that's why
it's called home insurance and not vehicle insurance, which is a
separate policy.

the norm for vehicle insurance are for items permanently attached to
the vehicle. items on the seat or in the trunk are not covered.

I mean, if you bring your camera to a party and when not using it you stow it
away in your camera bag in the closet with your clothes, and it gets stolen -
surely your home insurance would cover that?

what possible justification would your home insurance cover theft in
someone else's house?

*their* home insurance might cover it, however.

it's possible to get coverage specifically for equipment that is
carried from place to place, but that's yet another policy (or rider on
an existing policy).

It's not just your camera, if you bring your a change of clothes to a
masquerade and someone steals them, you should be covered.

hah, no.

what you describe is not only asking for abuse, but *begging* for it.

I just find it odd
that an insurance wouldn't cover your belongings just because they weren't
physically in your house. I can think of a number of scenarios where you
would bring items that are usually stationary in your house to somewhere else
and I would hate the feeling of my insurance not covering it just because I
took it out of the house.

it's called home insurance and not everywhere insurance for a reason.

what you describe is a rider for specific equipment, which must be
declared ahead of time and for specific items.