Walt writes:

Just out of curiosity, are either of you attorneys, or are you both just
speaking from your understanding?

I am not an attorney, and I speak only from my (significant)
understanding of the issues. Note, however, that a lot of attorneys
seem to understand the topic even less than I do, unless it is their
specialty, so beware.

--
Transpose hotmail and mxsmanic in my e-mail address to reach me directly.