In article ,
Whisky-dave wrote:

There must be a demand for such a thing because Android is very invasive
and shares personal data too readily.

those who put a priority on privacy don't use android, for that very
reason.

On a financial program I was half listening too, they wwere discussing the
differncies between Apple pay and the andriod equivalent.
They said with Andriod the data collected is passed to 3rd parties for
analysis and targeted advertising , whereas Apple (although I was unsure as
to how it works) pay the CC financial companies real money for the service
provided rather than give away your data.
Now as I don't use either system as yet it doesn't worry me paetucually but
others it seems value their privacy so maybe this tyope of things should be
more widely known about as I hadn't heard how these two systems were
impletmented.
If it's true that is.

mostly true

apple is just a conduit to process the transaction between the bank and
the merchant, and they have repeatedly stated they do *not* want nor
keep purchase data.

google, being in the advertising business, tracks what you buy and uses
it to better target ads.

also keep in mind that the card issuer knows what you buy and where you
buy it and does monetize your buying habits. they've been doing that
for *years*, long before there was an apple/google pay.

stores also track it, although they may not always know your name. for
instance, the coupons on the back of the receipt are based on what you
bought previously.